This blog is a personal blog written and edited by Reba Collins and Brent Collins. This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation including affiliate relationships.
This blog abides by word of mouth marketing standards. We believe in honesty of relationship, opinion, and identity. The compensation received may influence the advertising content, topics or posts made on this blog. That content, advertising space or post will be clearly identified as paid or sponsored content.
The owner(s) of this blog, RBK Trading, LLC dba Instead of Retirement, is compensated to provide opinion on products, services, websites and various other topics. Even though the owner(s) of this blog receives compensation for our posts or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely the bloggers’ own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.
This blog does contain content which might present a conflict of interest. This content may not always be identified.
We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.
Changes to my Disclosure Policy
If I decide to change the disclosure policy, I will post those changes on this page, and/or update the Disclosure Policy modification date below.This policy was last modified on November 16, 2017.
If there are any questions regarding the disclosure policy, you may contact me at reba @ insteadofretirement . com